Flexible Term Deposit

A flexible term deposit account that you can add to or withdraw from at any time.

Features

Flexible Term Deposit

Suitability

Personal or business customers

Currency

USD and Khmer Riel

Minimum Opening Balance

USD500 or equivalent in Khmer Riel.

Term (Months)

  • 1, 2, 3, 6, 9 or 12 months
  • 15, 18 or 24 months
  • 30, 36 or 48 months
  • 60 months

Interest Rates (per annum)

  • 1 month = 1.00%
  • 2 months = 1.50%
  • 3 months = 2.00%
  • 6 months = 3.00%
  • 9 months = 3.50%
  • 12 months = 4.50%
  • 15 months = 4.75%
  • 18 months = 5.00%
  • 24 months = 5.50%
  • 30 months = 5.75%
  • 36 months = 6.00%
  • 48 months = 6.50%
  • 60 months = 7.00%

Interest Payments

Interest is accrued daily and paid out on a monthly basis to the settlement account.

Benefits

  • Allowable deposit range: min. USD50 / max. USD1 million
  • Full or partial pre-term withdrawals allowed.
  • Changes to the maturity date or type allowed.

Account Documentation

Deposit certificate

Applicable Fees

No charge for Pre-maturity withdrawal

Notice Required on Withdrawals or Closure

1 business day

Pre-maturity Interest Calculation

Earned interest at rate 0.5% p.a.

Notes

  • All withholding tax on prepaid interest must be covered by the customer.
  • If the total interest earned at 0.5% p.a. is smaller than the paid-out monthly interest earned by the customer, MARUHAN Japan Bank will settle the shortfall from the deposit principal.

MARUHAN Japan Bank reserves the right to make changes to this information without prior notice.